Hurricane Claims & Disaster Information

Hurricane Katrina Damage Claims must be filed by August 28, 2006

Hurricanes Katrina and Rita combined to become one of the costliest disasters in the history of the United States. These two storms caused billions of dollars in devastation, destroyed the lives of millions of people, and virtually brought our nation to its knees.

The outpouring of sympathy and support for the victims was overwhelming; private donations and support organizations have raised almost a billion dollars to date. This money is often used to provide for immediate needs such as food, water, and temporary shelter, but when the flood waters recede and the charity organizations leave, what are these thousands of homeless and displaced people to do?

Many people who live in hurricane-prone areas know they need a variety of insurance policies to protect their homes and their livelihoods, but the total devastation caused by Katrina and Rita left many policyholders confused and shaken about the extent of their coverage. It is during these trying times that unscrupulous insurance companies pressure their own clients into signing forms and waivers indicating their property was damaged by flood waters, which is not covered under insurance, rather than the hurricanes, which is covered..

Attorneys General from several Gulf States including Mississippi and Louisiana have lodged complaints against these reprehensible insurance companies. Stand up with your fellow citizens, and don’t become another silent, complacent victim of manipulation. You have already suffered enough. Take action today.

Hurricane Katrina Homeowner Claims

Hurricane Katrina proved to be one of the deadliest and most costly natural disasters to ever hit American soil - leaving hundreds of thousands of homeowners homeless in an instant. Many erroneously held on to the hope that their insurance would provide a way to rebuild and start anew.

Homeowner insurance is a necessary evil, especially when living in an area prone to devastating natural disasters such as hurricanes. Policies vary from company to company, but generally they cover a great deal of misfortune that can happen to a home during such catastrophes. Two extra policies that many people in the Gulf States usually carry are hurricane and flood damage protection. While many would think these policies work in concert, and many times they do, they are separate and distinct.

Unfortunately, while floods and hurricanes often accompany each other and cause similar damages to homes, many insurance companies believe that floods caused by hurricanes are not covered under existing policy because floods are “independent meteorological events” rather than conditions caused by other established policies, such as hurricanes. This technicality is especially infuriating to the families who work a lifetime to own a home only to see it washed away because of hurricane-induced flood waters.

You are not alone. Thousands of other homeowners across the devastated Gulf States find themselves abandoned by the very insurance companies who they expected to help. Do not let yourself be bullied into signing forms or remaining silent while your trusted insurance company takes advantage of your distressed situation. You can rebuild your dream, but not without the help of a dedicated insurance claim lawyer. Let us help you today.

Hurricane Katrina Condominium Claims

Hurricane Katrina's fatal march of destruction up and down the Gulf Coast devastated the region and crushed homes across at least three states. Victims watched helplessly as their homes were completely destroyed - some even literally washed away by the rushing floodwaters.

Many thousands of condo owners lost their homes as well. Because condominiums are often many people’s first steps towards truly owning a home, they were plentiful throughout the region. Favored by the old and young alike, a condo provides the freedom of ownership without the extensive upkeep many larger homes need. Condos combine the affordability of a modest amount of space with the flexibility to service the needs of a variety of needs.

The people who devote their lives and savings to these homes often purchase expensive insurance policies to protect themselves and their investments. Hurricane and flood insurance are necessary evils in the region around the Gulf of Mexico, but few condo owners realize the subtle yet important differences between these independent policies. Sometimes unscrupulous insurance companies attempt to confuse their customers into the false belief that their policies do not cover certain damage in order to discharge their financial obligations.

If you feel abandoned and betrayed by your insurance company in your time of need, you are not alone. Thousands of other condo owners from Texas to Alabama are being cheated out of the money they need to rebuild their lives. Join with the voices of other innocent victims and contact us today.

Hurricane Katrina Apartment Claims

While Hurricane Katrina pounded the Gulf Coast, destroying nearly everything in her path, homeowners were not the only ones to find themselves homeless and destitute. Those living in apartments and other rentals found that they were not spared the storm's wrath either.

Apartment living is a fact for most Americans who find that owning their own home is prohibitively expensive or uneconomical. Millions of people across the country understand that living in an apartment means that they are freed from a great many burdens that home or condo dwelling people must endure, but at the same time many renters must take extra precautions to ensure their protection during a natural disaster such as a hurricane.

The renter's insurance policies many large companies offer often have extra provisions for flood and hurricane damage, but few people realize how companies interpret damage. While a hurricane might cause flooding many companies, in an effort to protect their bottom lines, pressure their clients into invalidating claims against this type of damage. Taking advantage of distressed people in their hour of need is not only reprehensible, it is quite possibly illegal.

If your insurance company is intentionally misleading you about your coverage you are not alone. Millions of other people just like you are now facing the heartbreak of rejection because their insurance companies refuse to honor their claims on a technicality. Take action now - explore your legal options today.

Hurricane Katrina Business Owner Claims

As hundreds of thousands of businesses were damaged or destroyed by Hurricane Katrina's wrath, the great American dream vanished in the floodwaters for many business owners along the Gulf Coast.

Owners of small and large businesses alike watched the storm destroy a lifetime of planning and hard work in an instant. Many business owners carry hurricane insurance for just such a reason.

Unfortunately many insurance companies are rejecting the claims of desperate business owners who need insurance payments for the survival of their business, citing vague language in policies. In many of these policies, while a hurricane might blow water into your town and cause flooding, it is generally not considered hurricane damage if water causes most of the destruction. This distinction is lost on most business owners who thought their insurance companies would take care of them in this, their most desperate hour.

If your business was destroyed by the floodwaters caused in the aftermath of Hurricane Katrina, and your insurance company balks at your attempts to collect from them, you need to contact us. There are thousands of other business owners who are waiting desperately for the funds needed to heal and rebuild. Explore your legal options as soon as possible.

Hurricane Katrina Commerical Claims

Hurricane Katrina caused devastation through out the Gulf Coast, causing flooding, high speed winds, and surging storm surf. This natural disaster wreaked complete havoc on such a wide scale that experts speculate that it will take decades for business in the area to fully recover.

Most of these businesses have insurance policies that provide their policy holders cash due to loss of income caused by utility disruption, property destruction, and supply interruptions. Unfortunately many insurance companies refuse to honor their policyholders’ claims because they state that most damage was caused by flooding which is not covered by their policies.

If your insurance company denied your claim for business relief you many have a right to take legal action. Business insurance has many confusing and complicated aspects, so it is important to talk to an experienced and knowledgeable business attorney today.

Hurricane Katrina Property Loss / Damage Claims

As Hurricane Katrina decimated the Gulf Coast, few homes were spared her wrath. Over a million people watched helplessly as hurricane-induced floodwaters engulfed everything that they owned.

This huge number of victims survived such a catastrophic event only to return to the ruins with only the solace that their insurance policies would provide the means to start anew. Tragically, this glimmer of hope was soon smashed for many, as insurers rejected claims for thousands of victims.

Unfortunately, due to technicalities in the wording of many insurance policies, hurricane damage from wind and rain is covered, but damage from flooding caused by hurricanes is not. This comes as a shock to many people who dutifully paid their premiums in the hope they would never have to collect on them.

If your property was lost or destroyed because of Hurricane Katrina and your insurance company is fighting you over the words of your policy, you are not alone. Thousands of other people just like you have the same problem. Don't let a rejected claim keep you from rebuilding. Contact us today.

Hurricane Rita Homeowner Claims

Although victims of Hurricane Rita were spared the profound destruction caused by Hurricane Katrina a month before, many homeowners returned after the storm to find their homes flooded, damaged, and even in some cases, even destroyed.

Although many Gulf State residents purchase hurricane insurance, many may be left empty-handed by a technicality that was given little notice until after the one-two punch of these powerful storms.

Floods and hurricanes are frequently associated with each other and cause similar problems to homes, but insurance companies believe that water damage caused by hurricanes should not be covered because floods are separate and distinct disasters.

These companies take advantage of a terrible situation to further their own selfish ends. Do not remain a silent victim when your trusted insurance company forces your back against the wall. A dedicated, experienced, and compassionate insurance lawyer is ready to take your case today. Let us help you rebuild your dream.

Hurricane Rita Condominium Claims

When Hurricane Rita hit the Gulf Coast barely a month after Hurricane Katrina devastated the region, many homeowners, including those who had purchased condominiums, faced losing everything that they had to the storms.

Many people make owning a condominium their first steps to owning a true home of their own. People of every age can appreciate how a condo can provide the opportunity of owning property without the often complicated and expensive maintenance owing a large home requires. Combining affordability and flexibility, condos are the overwhelming choice of homes for many people young and old.

Like any other dwelling or property, condos are expensive to purchase. It makes sense that the people who devote their lives and savings to these homes usually take out insurance policies to protect their property. The states that surround the Gulf of Mexico understand how important it is to have insurance that protects against severe storms, but few condo owners understand the small yet crucial differences between these closely related policies. In the confusion after a disaster like Hurricane Rita, dishonest insurance companies attempt to fool their clients into believing that their policies do not cover certain damages in an effort to prevent them from seeking restitution.

If your insurance company abandoned and betrayed you at the time you needed them the most, you are not alone. People all over the Gulf from Texas to Florida are being cheated out of the money their insurance companies owe them for the investments they made. Contact us today so that you can explore your options.

Hurricane Rita Apartment Claims

Homeowners and business owners were not the only ones affected by the wrath of the powerful storm Hurricane Rita. Apartment residents and other renters returned to find many of their belongings destroyed and their living spaces flooded.

Apartments are generally inexpensive ways for people to establish their independence, provide for their families, and have a stable living area. Millions of people around the world realize that living in an apartment means they are freed from having to take care of and maintain large properties that can divert resources from other endeavors. Even though they do not own their home, many renters purchase insurance to protect themselves should a natural disaster such as a hurricane strike.

Many large companies offer policies that require extra premiums for flood and hurricane damage. Unfortunately some insurance companies like to use technicalities of words in determining what exactly constitutes damage. For example, a hurricane might cause flooding, but insurance companies say that you need flood insurance in order for reimbursement. Other times in an effort to protect their bottom lines dishonest insurers pressure their clients into waving their claims against this type of damage. To take advantage of people in crisis is one of the lowest forms of business and quite possibly illegal.

If you were misled or coerced by your insurance company you are not alone in your frustration. Unscrupulous companies throughout the Gulf Coast are looking to take advantage of your distressed situation and are rejecting the claims of those who need the money the most. Explore your legal options by contacting us today.

Hurricane Rita Business Owner Claims

While many business owners in the path of Hurricane Rita were spared the intensity of the damage caused by Hurricane Katrina, many small and large business owners alike found damaged property, flooded goods, and lost profits when they returned.

Owning a business is an extremely expensive undertaking. Labor, rent, production schedules, and resources make up a great deal of the expenses, but wise business owners also know the value of the peace of mind of properly insuring their business. People in high risk locations such as the Gulf States understand that the weather is as big a factor as any in determining the success or failure of a business, so hurricane insurance is for many a very wise investment.

Unfortunately the narrow interpretation by some insurance companies of what constitutes hurricane damage frustrates and enrages many business owners. Many people who invest in expensive policies expect that their insurance company will offer help during times of crisis, not play semantic word games and attempt to avoid paying their fair share.

If you feel abandoned, betrayed, and frustrated by your insurance company you are not alone. There are thousands of other business owners just like you who are facing the same callous and insensitive insurers who are rejecting claims of business owners who desperately need the money to rebuild. Don’t be another silent victim. Contact us today.

Hurricane Rita Commerical Claims

Hurricane Rita was one of the most powerful storms to ever make landfall on the United States. It destroyed billions of dollars in businesses, commercial property, and investments that will take years if not decades to fully restore.

Although most businesses in the Gulf Region protect their investments and income through insurance, a number of insurance providers refuse to honor these businesses loss of revenue claims. They state that they are not obligated to help their policyholders because most of the damage to many businesses was caused by flooding, which is not covered under standard insurance policies.

If your insurance company rejected your claim for hurricane relief you may have the right to take legal action. Insurance law is extremely complicated and it takes dedication and experience to properly represent victims of the apathy of insurance companies. Contact a business insurance claim attorney today.

Hurricane Rita Property Loss / Damage Claims

Hurricane Rita became the third most powerful storm ever to touch down in the United States, causing millions of dollars in damage and stressing an already overwhelmed Gulf Region to its breaking point.

Although not as catastrophic as Hurricane Katrina, Rita nevertheless forced millions of property owners to call their insurance carriers in order to collect on the policies that they so dutifully and responsibly paid for.

Most property owners did not realize the depths that many insurance companies would go to in order to reject legitimate claims for relief. Hurricanes such as Rita frequently cause flooding, but narrow-minded insurance companies attempt to reject this water damage as not covered, or attempt to coerce their clients into waiving flood coverage for an increase in immediate relief. Such policies are violations of “good faith” clauses of many contracts and are a transparent attempt by unscrupulous agencies to cheat their clients out of their relief.

If your property was lost or damaged in the aftermath of Hurricane Rita and your insurance company refuses to pay up, you need to contact an insurance claim attorney immediately. Insurance companies should be there when you need them the most, not try to take advantage of your situation or force you to make bad decisions. Make your voice heard - contact us today.

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