Facts about Liquor Liability: Attorneys and Legal Guide

Liquor Liability

Simply stated, liquor liability applies to businesses that sell alcoholic beverages and liquor. In most states, stores, restaurants and other businesses that provide beverages and/or liquor as a service or commodity are required to carry liquor liability insurance, but there are still ways by which patrons can take legal action against the establishment from which they purchased and/or consumed alcohol.

In many cases, poor policies employed by store and restaurant owners and their employees create situations that prompt legal action by the consumer. Examples include providing liquor in venues that are do not effectively regulate mandatory age restrictions, improperly trained staff, and owners and managers who provide liquor to individuals who may prove dangerous to themselves and other patrons as a result of their intoxication level.

Accidents or injuries that occur as a result of the irresponsible actions of store or restaurant owners and employees should not be tolerated. Those who have been injured at a location where liquor was available for purchase may be entitled to take legal action. Discussing your experiences with understanding and attentive attorneys can help shed light on your specific situation, and prepare you for the situations that lay ahead should you choose to seek monetary compensation from those you deem responsible for your injuries.

Dram Shops, Taverns and Liquor Stores

Dram shop law governs the liability of taverns, liquor stores and other commercial establishments that serve alcohol, and establishes the liability of those businesses as they pertain to the sale of alcohol to visibly intoxicated persons. The term "Dram Shop" was originally used to describe an establishment where alcoholic beverages or liquor are sold. Many Dram Shop liability cases focus on the liability of businesses that have sold alcohol to intoxicated individuals and/or minors who subsequently cause death or injury to persons who do not have any relationship to the business.

Tragically, thousands of individuals have suffered catastrophic injuries due to the unprofessional actions of dram shop owners and employees. The unprofessional actions of others should not go unpunished, and you are well within your rights to take legal action against those who are responsible for your injuries. The costs associated with medical treatment should not be paid by the victim, and experienced personal injury attorneys will make it their primary objective to help you recover from the physical and financial damage incurred by your injury.

Liquor Liability / Bar Liability Lawsuit Facts:

The issue of bar liability is especially important when the victim has little or no insurance to cover a serious or fatal injury. Most state laws will not allow a bar patron to collect for injury to themselves while at the bar, but a third party injured by a patron of a bar can collect from the bar under certain circumstances. The issue of bar liability is especially important when the injured individual has little or no insurance to cover a serious or fatal injury.

The context of liability laws vary from state-to-state. In some states, commercial vendors will only be held responsible for serving alcohol to minors. Other state laws maintain that the amount of damages to be collected from a vendor is set at a specific amount under the theory that blame for the injury should be placed on the intoxicated individual.

Victims of injuries and assaults by intoxicated individuals are encouraged to seek legal aid at their soonest possible convenience. Those who abide by the law should not suffer the indignities of those who choose to ignore it. Contacting a compassionate and experienced lawyer will allow you to bring those responsible for your pain and suffering to justice.

Liquor Related Deaths - Litigation and Attorneys

Fatalities caused by or involving intoxicated individuals have become tragically commonplace in the U.S. Heart-breaking headlines outlining yet another alcohol-related death are a near daily experience, and the American public has almost become numb to the fact that, at any time, the next headline could contain their name or that of someone they hold dear.

Unfortunately, the events that prompt these traumatic experiences often begin at the bars, taverns, and various other establishments where liquor is purchased and/or consumed. While the federal justice system is equipped to deal with the criminal aspects of a drunk driving accident, it usually fails to address the heavy financial burden that a fatality has on the loved ones of the victim.

Anyone who causes a fatal accident while intoxicated is negligent and should be responsible for the damages to the innocent victims. Additionally, those who provided the alcohol must also be considered culpable, and ultimately held accountable for their actions. Understanding and compassionate legal counsel can help families and loved ones of the victim bring those responsible for their loss to justice. Feelings of anguish and grief may never be fully extinguished, but fears of an insecure future should be. Now is the time to act.

Hurricane Katrina Business Owner Claims

s hundreds of thousands of businesses were damaged or destroyed by Hurricane Katrina's wrath, the great American dream vanished in the floodwaters for many business owners along the Gulf Coast.

Owners of small and large businesses alike watched the storm destroy a lifetime of planning and hard work in an instant. Many business owners carry hurricane insurance for just such a reason.

Unfortunately many insurance companies are rejecting the claims of desperate business owners who need insurance payments for the survival of their business, citing vague language in policies. In many of these policies, while a hurricane might blow water into your town and cause flooding, it is generally not considered hurricane damage if water causes most of the destruction. This distinction is lost on most business owners who thought their insurance companies would take care of them in this, their most desperate hour.

If your business was destroyed by the floodwaters caused in the aftermath of Hurricane Katrina, and your insurance company balks at your attempts to collect from them, you need to contact us. There are thousands of other business owners who are waiting desperately for the funds needed to heal and rebuild. Explore your legal options as soon as possible.

Hurricane Katrina Commerical Claims

Hurricane Katrina caused devastation through out the Gulf Coast, causing flooding, high speed winds, and surging storm surf. This natural disaster wreaked complete havoc on such a wide scale that experts speculate that it will take decades for business in the area to fully recover.

Most of these businesses have insurance policies that provide their policy holders cash due to loss of income caused by utility disruption, property destruction, and supply interruptions. Unfortunately many insurance companies refuse to honor their policyholders’ claims because they state that most damage was caused by flooding which is not covered by their policies.

If your insurance company denied your claim for business relief you many have a right to take legal action. Business insurance has many confusing and complicated aspects, so it is important to talk to an experienced and knowledgeable business attorney today.

Hurricane Katrina Property Loss / Damage Claims

As Hurricane Katrina decimated the Gulf Coast, few homes were spared her wrath. Over a million people watched helplessly as hurricane-induced floodwaters engulfed everything that they owned.

This huge number of victims survived such a catastrophic event only to return to the ruins with only the solace that their insurance policies would provide the means to start anew. Tragically, this glimmer of hope was soon smashed for many, as insurers rejected claims for thousands of victims.

Unfortunately, due to technicalities in the wording of many insurance policies, hurricane damage from wind and rain is covered, but damage from flooding caused by hurricanes is not. This comes as a shock to many people who dutifully paid their premiums in the hope they would never have to collect on them.

If your property was lost or destroyed because of Hurricane Katrina and your insurance company is fighting you over the words of your policy, you are not alone. Thousands of other people just like you have the same problem. Don't let a rejected claim keep you from rebuilding. Contact us today.

Hurricane Rita Homeowner Claims

Although victims of Hurricane Rita were spared the profound destruction caused by Hurricane Katrina a month before, many homeowners returned after the storm to find their homes flooded, damaged, and even in some cases, even destroyed.

Although many Gulf State residents purchase hurricane insurance, many may be left empty-handed by a technicality that was given little notice until after the one-two punch of these powerful storms.

Floods and hurricanes are frequently associated with each other and cause similar problems to homes, but insurance companies believe that water damage caused by hurricanes should not be covered because floods are separate and distinct disasters.

These companies take advantage of a terrible situation to further their own selfish ends. Do not remain a silent victim when your trusted insurance company forces your back against the wall. A dedicated, experienced, and compassionate insurance lawyer is ready to take your case today. Let us help you rebuild your dream.

Hurricane Rita Condominium Claims

When Hurricane Rita hit the Gulf Coast barely a month after Hurricane Katrina devastated the region, many homeowners, including those who had purchased condominiums, faced losing everything that they had to the storms.

Many people make owning a condominium their first steps to owning a true home of their own. People of every age can appreciate how a condo can provide the opportunity of owning property without the often complicated and expensive maintenance owing a large home requires. Combining affordability and flexibility, condos are the overwhelming choice of homes for many people young and old.

Like any other dwelling or property, condos are expensive to purchase. It makes sense that the people who devote their lives and savings to these homes usually take out insurance policies to protect their property. The states that surround the Gulf of Mexico understand how important it is to have insurance that protects against severe storms, but few condo owners understand the small yet crucial differences between these closely related policies. In the confusion after a disaster like Hurricane Rita, dishonest insurance companies attempt to fool their clients into believing that their policies do not cover certain damages in an effort to prevent them from seeking restitution.

If your insurance company abandoned and betrayed you at the time you needed them the most, you are not alone. People all over the Gulf from Texas to Florida are being cheated out of the money their insurance companies owe them for the investments they made. Contact us today so that you can explore your options.

Hurricane Rita Apartment Claims

Homeowners and business owners were not the only ones affected by the wrath of the powerful storm Hurricane Rita. Apartment residents and other renters returned to find many of their belongings destroyed and their living spaces flooded.

Apartments are generally inexpensive ways for people to establish their independence, provide for their families, and have a stable living area. Millions of people around the world realize that living in an apartment means they are freed from having to take care of and maintain large properties that can divert resources from other endeavors. Even though they do not own their home, many renters purchase insurance to protect themselves should a natural disaster such as a hurricane strike.

Many large companies offer policies that require extra premiums for flood and hurricane damage. Unfortunately some insurance companies like to use technicalities of words in determining what exactly constitutes damage. For example, a hurricane might cause flooding, but insurance companies say that you need flood insurance in order for reimbursement. Other times in an effort to protect their bottom lines dishonest insurers pressure their clients into waving their claims against this type of damage. To take advantage of people in crisis is one of the lowest forms of business and quite possibly illegal.

If you were misled or coerced by your insurance company you are not alone in your frustration. Unscrupulous companies throughout the Gulf Coast are looking to take advantage of your distressed situation and are rejecting the claims of those who need the money the most. Explore your legal options by contacting us today.

Hurricane Rita Business Owner Claims

While many business owners in the path of Hurricane Rita were spared the intensity of the damage caused by Hurricane Katrina, many small and large business owners alike found damaged property, flooded goods, and lost profits when they returned.

Owning a business is an extremely expensive undertaking. Labor, rent, production schedules, and resources make up a great deal of the expenses, but wise business owners also know the value of the peace of mind of properly insuring their business. People in high risk locations such as the Gulf States understand that the weather is as big a factor as any in determining the success or failure of a business, so hurricane insurance is for many a very wise investment.

Unfortunately the narrow interpretation by some insurance companies of what constitutes hurricane damage frustrates and enrages many business owners. Many people who invest in expensive policies expect that their insurance company will offer help during times of crisis, not play semantic word games and attempt to avoid paying their fair share.

If you feel abandoned, betrayed, and frustrated by your insurance company you are not alone. There are thousands of other business owners just like you who are facing the same callous and insensitive insurers who are rejecting claims of business owners who desperately need the money to rebuild. Don’t be another silent victim. Contact us today.

Hurricane Rita Commerical Claims

Hurricane Rita was one of the most powerful storms to ever make landfall on the United States. It destroyed billions of dollars in businesses, commercial property, and investments that will take years if not decades to fully restore.

Although most businesses in the Gulf Region protect their investments and income through insurance, a number of insurance providers refuse to honor these businesses loss of revenue claims. They state that they are not obligated to help their policyholders because most of the damage to many businesses was caused by flooding, which is not covered under standard insurance policies.

If your insurance company rejected your claim for hurricane relief you may have the right to take legal action. Insurance law is extremely complicated and it takes dedication and experience to properly represent victims of the apathy of insurance companies. Contact a business insurance claim attorney today.

Hurricane Rita Property Loss / Damage Claims

Hurricane Rita became the third most powerful storm ever to touch down in the United States, causing millions of dollars in damage and stressing an already overwhelmed Gulf Region to its breaking point.

Although not as catastrophic as Hurricane Katrina, Rita nevertheless forced millions of property owners to call their insurance carriers in order to collect on the policies that they so dutifully and responsibly paid for.

Most property owners did not realize the depths that many insurance companies would go to in order to reject legitimate claims for relief. Hurricanes such as Rita frequently cause flooding, but narrow-minded insurance companies attempt to reject this water damage as not covered, or attempt to coerce their clients into waiving flood coverage for an increase in immediate relief. Such policies are violations of “good faith” clauses of many contracts and are a transparent attempt by unscrupulous agencies to cheat their clients out of their relief.

If your property was lost or damaged in the aftermath of Hurricane Rita and your insurance company refuses to pay up, you need to contact an insurance claim attorney immediately. Insurance companies should be there when you need them the most, not try to take advantage of your situation or force you to make bad decisions. Make your voice heard - contact us today.

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• Abusive Tax Shelters
• Business Interruption
• California Farmers Insurance
• Construction Defects
• Employment Discrimination
• FLSA
• ERISA
• Food Borne Illnesses
• Groundwater Contamination
• HMO Malpractice
• Hurricane Claims

• Hurricane Victims
• Rejected Hurricane Claims
• Inadequate Security
• Insurance Bad Faith
• Legal Malpractice
• Liquor Liability
• Premises Liability
• Quitam
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• Steven Johnson Syndrome
• Stock Broker Overtime
• Worker's Comp